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🕐 Last checked: 2026-09-22 03:31

Microsoft Copilot pricing, free tier and how to use it

AMPM AI Ops × Microsoft Copilot: verified pricing and free tier

Microsoft CopilotOffice has a built-in AI — Microsoft

Free-tier friendliness
4/5
  • ✓ Has a free version
  • ✕ Quota reset is slow:無明確說明
  • ✓ Free version allows commercial use
  • ✓ No watermark on free plan
  • ✓ The free quota has a publicly stated specific number.

This score is calculated from the fields checked on the site and is not a subjective review. Price confirmed. 2026-09-21

AMPM〖100〗 Confirmed・Chatbots Seat #11(73.5 pts)→
Common Pitfalls

The free quota policy is unclear, especially for the Office built-in version, whose limits were changed starting from April 2026, and the official website does not clearly state the daily or monthly quota.

AMO PIMI They also argued about these things on another page.
View Change History
2026-09-21 Daily auto-check logged — see the Chinese version for details
2026-09-20 Daily auto-check logged — see the Chinese version for details
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2026-09-19 Daily auto-check logged — see the Chinese version for details
2026-09-18 Daily auto-check logged — see the Chinese version for details
2026-09-17 Daily auto-check logged — see the Chinese version for details
2026-09-16 Daily auto-check logged — see the Chinese version for details
2026-09-15 Daily auto-check logged — see the Chinese version for details
2026-09-14 Daily auto-check logged — see the Chinese version for details
2026-09-13 Daily auto-check logged — see the Chinese version for details
2026-09-12 Daily auto-check logged — see the Chinese version for details
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2026-08-27 Daily auto-check logged — see the Chinese version for details
2026-08-14 Daily auto-check logged — see the Chinese version for details
2026-08-09 Removed Copilot Pro US$20 plan (transition period ended on 2026-08-01, official website /b/copilotpro page no longer mentions Copilot Pro); plan_details synchronized to remove the corresponding key. Source: https://www.microsoft.com/en-us/store/b/copilotpro
2026-08-07 21:50:46 Daily auto-check logged — see the Chinese version for details
2026-08-06 12:03:51 Daily auto-check logged — see the Chinese version for details
2026-08-05 22:30:00 Daily auto-check logged — see the Chinese version for details
2026-08-03 Daily auto-check logged — see the Chinese version for details
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2026-07-30 Daily auto-check logged — see the Chinese version for details
2026-07-30 Daily auto-check logged — see the Chinese version for details
2026-07-30 Daily auto-check logged — see the Chinese version for details
2026-07-25 Daily auto-check logged — see the Chinese version for details
2026-07-25 The Copilot Pro is no longer available for purchase (existing subscriptions are valid until 2026/8/1), replaced by Microsoft 365 Premium (US$19.99/month), and basic Copilot functionality is now also included in M365 Personal/Family subscriptions.
2026-07-25 The official website's personal edition pricing page failed to load, based on secondary sources including multiple reports from PCWorld and Microsoft Support, which is consistent with the verification result from 3 hours ago with no changes: Copilot Pro is no longer for sale, usable until 2026/8/1, and Microsoft 365 Premium remains at US$19.99/mo.

Continuously re-checked, every fact dated

Book editions on Amazon

Explore two language/cover editions about AI agents and AI work workflows. Author: AM&PM Editorial Team.

English edition

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View English edition on Amazon ↗

Chinese edition

ASIN: B0HCP51HXW

View Chinese edition on Amazon ↗

Format, availability, and price are subject to the current Amazon page. Read the full book guide →

Has a free plan

What Is This

AI built into Windows/Office; Office integration is its sole raison d'être.

Free Version Limitations

The web version offers basic text conversation for free; advanced features such as Copilot Chat, Researcher/Analyst agents, and image generation in Office require Microsoft 365 Premium (US$19.99/month) or an M365 subscription.

Available Models And Quantity

ModelFree quotaCalculate Time WindowDescription
Microsoft Copilot (Free version)Basic text conversation has no explicit upper limitThe Office built-in version (Word/Excel/PowerPoint) has had its quota reduced starting from April 2026.

Free Usage Limit

FeaturesFree quotaDescription
Basic text conversationAvailableThe web version of copilot.microsoft.com offers
Copilot Chat (built-in Office)Limited quotaThe quota for the built-in version of Word/Excel/PowerPoint has been reduced (starting from April 2026)
Advanced Agent (Researcher/Analyst)Not availableRequires Microsoft 365 Premium or above
AI Image generationNot availableRequires Microsoft 365 Premium or above
Quota Resets AtNot stated
Terms Of UseRequires a Microsoft account; available for use on the web version (copilot.microsoft.com) and within Office applications; some features will be reduced starting April 2026
Free Version For Commercial UseYes

Sources: Microsoft 365 official pricing pageMicrosoft Copilot official website

Pricing Plan Differences

Microsoft 365 Premium
Best for: Individual users who need advanced GitHub Copilot features and large-capacity cloud storage
US$19.99 / mo

Replacing the original Copilot Pro, the highest personal plan; US$199.99/year, includes advanced Copilot features (Researcher/Analyst agents, AI image generation, etc.) and up to 6TB of space; official website promotion (discovered on 2026-07-30): first month free trial, no expiration date specified, source=microsoft.com/en-us/store/b/copilotpro

Which ModelCopilot (advanced version), includes Researcher, Analyst AI agents
Usage QuotaAdvanced GitHub Copilot features are unlimited, AI image generation has a daily quota limit
Max Reading TimeCompared to the free version, it has more features
This Plan Includes
  • Advanced Copilot features (Researcher/Analyst agent)
  • AI Image generation
  • Up to 6TB cloud storage (OneDrive)
  • 1TB email storage (Outlook)
  • Microsoft 365 applications (Word/Excel/PowerPoint, etc.)
  • Annual subscription is US$199.99/year (or US$19.99/month)
Not Included
  • Other productivity tools included in M365
  • Enterprise features
What Sets Us Apart

Replacing the discontinued Copilot Pro. The differences from the free version are advanced AI functions, image generation, and large-capacity storage; suitable for individuals who need more powerful Copilot features and OneDrive space.

Subscribe On Official Website
M365 Business edition
Best for: Subscribers of Microsoft 365 Personal or Family who also want to use the built-in Copilot
Official quote (upon inquiry)

Available by subscription, M365 Personal (US$9.99/month) and Family (US$12.99/month) now both include basic Copilot functionality

Which ModelGitHub Copilot (basic version) is integrated into Office applications
Usage QuotaBuilt-in Copilot Chat with limited quota (reduced in April 2026)
Max Reading TimeOffice built-in functionality
This Plan Includes
  • M365 Personal (US$9.99/month or US$99.99/year): Word/Excel/PowerPoint/Outlook/OneNote + 1TB OneDrive + built-in Copilot Chat (quota limited)
  • M365 Family (US$12.99/month or US$129.99/year): Up to 6 users can share, each with 1TB OneDrive and built-in Copilot Chat (quota limited)
Not Included
  • Advanced Copilot agent features (Researcher/Analyst)
  • AI Image generation
What Sets Us Apart

It differs from the free version only in the presence of Office applications; the built-in Copilot function has a limited quota. If you only need a more powerful Copilot, it is recommended to upgrade to Microsoft 365 Premium; if you need Office applications, this plan is cost-effective.

Subscribe On Official Website

Plan details verified from: Microsoft Copilot official websiteMicrosoft 365 official pricing page

Similar Options

Other tools in the same category as Microsoft Copilot — free tiers and pricing vary, so you can compare them side by side.

ChatGPT logo ChatGPT AI chat assistant

The world's most widely used AI assistant, handling conversation, search, image generation, and voice all in one place

FreeNT$0/month, open to everyone. The official site lists the free-tier limits one by one: limited access to GPT-5.5 Instant, limited messages and uploads, limited and slower image generation, limited deep research, limited memory and context, limited Codex, limited ChatGPT Work desktop app. The only place the official site gives concrete numbers is the plan comparison table: free-tier GPT Instant total context window 27K (Go/Plus 54K, Pro 128K); free-tier single-input cap about 12 pages of text (Go/Plus about 40 pages, Pro about 250 pages); the context window for reasoning models is marked depends on the situation for the free tier (Go/Plus 256K, Pro 400K). Response time on the free tier is marked as limited by system resources and service conditions; only paid plans are fast. Chat history is unlimited on the free tier. Whether content is used for model training can be opted out of. The official site has never published a concrete messages-per-day figure, and this site does not fill in an estimate. (Read directly from chatgpt.com/zh-Hant/pricing over a Taiwan connection on 2026-08-09)
Claude logo Claude AI chat/programming

Long-form writing and document quality are its strengths, with the paid version including the Claude Code engineering tool

FreeThe quota is calculated based on a rolling 5-hour usage window (not simply resetting at a fixed number every day), and general conversations can be used for around 10-20 times, excluding Claude Code.
Gemini logo Gemini AI chat assistant

Google has the deepest ecosystem integration of AI, with a generous free version and frequent discounts for student plans.

FreeNT$0/month, free to anyone with a Google account. Model available: Gemini 3.6 Flash; the official site states plainly that access to 3.1 Pro may vary, meaning free-tier access to Pro fluctuates and is not guaranteed. Features included on the free tier: image generation and editing, Deep Research, Gemini Live, Canvas, Gems, Gemini Notebook (research and writing), the Google Flow creative studio, plus limited usage of Nano Banana Pro. Cloud storage 15 GB (shared across Gmail/Drive/Photos). How the quota is counted and when it resets, in the official footnote's own words: the Gemini app measures usage limits by compute, which depends on prompt complexity, the features you use and conversation length; usage resets every 5 hours, up to a weekly usage cap. In other words the free tier is not a fixed number of messages per day but a compute allowance that resets every 5 hours plus an overall weekly cap; long conversations, Deep Research and image generation burn through it faster than plain chat. When the quota runs out you can buy AI credits. The official site does not publish the specific compute figure for the free tier. (Read directly from gemini.google/subscriptions over a Taiwan connection on 2026-08-09)

Using Information

DeveloperMicrosoft
CategoryChatbots
PlatformWeb
Chinese SupportFull support
Official LinkVisit Microsoft Copilot's official site →

Notes

行動裝置(iOS/App/平板)支援情況尚待逐一核實,目前僅列網頁版。Microsoft於2025年底停售獨立Copilot Pro,現有訂閱戶可用至2026/8/1,之後以Microsoft 365 Premium(US$19.99/月)承接。

Related Comparison Alternatives

Related Guide:Microsoft Copilot vs GitHub Copilot: Free vs Paid Pricing

Confused which Copilot you need? Compare Microsoft Copilot and GitHub Copilot free tiers and paid plan pricing side by side, verified against official sources.

Read the full guide →

Microsoft Copilot Promotions & discounts

Looking for Microsoft Copilot deals, discounts or promo codes? We check the official site automatically every day, review changes by hand, and date-stamp every entry.

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