Microsoft Copilot free tier: quotas, limits and gotchas
Microsoft Copilot Free Tier
Last verified: 2026-09-21
Models and quotas
| Model | Quota | Window | Notes |
|---|---|---|---|
| Microsoft Copilot (Free version) | Basic text conversation has no explicit upper limit | — | The Office built-in version (Word/Excel/PowerPoint) has had its quota reduced starting from April 2026. |
What you get for free
| Feature | Free tier | Notes |
|---|---|---|
| Basic text conversation | Available | The web version of copilot.microsoft.com offers |
| Copilot Chat (built-in Office) | Limited quota | The quota for the built-in version of Word/Excel/PowerPoint has been reduced (starting from April 2026) |
| Advanced Agent (Researcher/Analyst) | Not available | Requires Microsoft 365 Premium or above |
| AI Image generation | Not available | Requires Microsoft 365 Premium or above |
Limits at a glance
- Quota reset: Not stated
- Commercial use: Allowed
- Conditions: Requires a Microsoft account; available for use on the web version (copilot.microsoft.com) and within Office applications; some features will be reduced starting April 2026
Watch out for this
The free quota policy is unclear, especially for the Office built-in version, whose limits were changed starting from April 2026, and the official website does not clearly state the daily or monthly quota.
When the free quota is insufficient, how much does it cost to pay for it?
| Plan | pricing | Description |
|---|---|---|
| Microsoft 365 Premium | US$19.99 / mo | Replacing the original Copilot Pro, the highest personal plan; US$199.99/year, includes advanced Copilot features (Researcher/Analyst agents, AI image generation, etc.) and up to 6TB of space; official website promotion (discovered on 2026-07-30): first month free trial, no expiration date specified, source=microsoft.com/en-us/store/b/copilotpro |
| M365 Business edition | Official quote (upon inquiry) | Available by subscription, M365 Personal (US$9.99/month) and Family (US$12.99/month) now both include basic Copilot functionality |
Checked 2026-09-21
Information for Taiwanese users
- Payment method:Available; M365 users see included version first
- Chinese support: full
- Available platforms:web
Related
- Microsoft Copilot full review: pricing and features
- Microsoft Copilot alternatives
- All AI tools free tier comparison
Sources: Microsoft 365 official pricing page · Microsoft Copilot official website
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